Insurance companies think that the distinction between cosmetic and reconstructive surgery is easy. Reconstructive surgery is what they pay for. Cosmetic surgery is what makes your insurance company laugh when you send in a claim form. But much as your insurance company wants you to think that it has all the answers, these companies change their definition of “cosmetic” all the time. There are no fixed rules. Insurance companies once argued strenuously that reconstructing a breast after a mastectomy was cosmetic. After a while, they changed their minds and agreed that it was cancer reconstruction. Insurance payment problems also abound around correcting “Dumbo” ears in little children, dermabrasion of acne scars, and making enlarged breasts smaller. All of these operations were once written off by insurance companies as cosmetic. Patients who had them were not reimbursed. Doctors and patients who didn’t think that was fair convinced most insurance companies to change their minds.
Insurance companies are not the last word. It is more likely that surgery to be cosmetic if you have the operation because you don’t like the way your looks make you feel. If your biggest benefit is psychological, then let’s call the surgery cosmetic. Not everyone agrees with that, but it might be the best practical definition.
Tony had a bump on his nose, and everyone told him he was “dumb” to have it fixed. He was a good-looking athlete and had lots of friends. They all agreed he should not waste his time and money.
Tony had cosmetic nose surgery when he finished college. He was not only happy to get rid of the bump, but he felt more sure of himself and less intimidated by going into sales, which was what he wanted to do. “People tell me I look fine,” he said afterwards, “but I don’t feel it inside me. Changing my nose makes me feel inside as though I can go out and sell, and people will be listening to me, not wondering why I don’t get my nose fixed.”
Nikita had heavy hips, no matter how much she exercised and dieted. She was successful in her career as an account executive. She was married. She was happy. She just wanted to stop thinking of herself as “the girl with the hips.” She had a liposuction done to take out her hip bulges. “I love it,” she said afterwards. “No one notices. My husband loved me before. People at work couldn’t care less. I always felt fat as a teenager. I couldn’t forget as long as I had hips. A thousand people would think it was silly, but it finally let me grow up and be the me I am now, not what I was back then.”